State Farm is rated A++ by A.M. Best for financial strength — the measure of a carrier's ability to pay claims decades from now. That matters for Rochester families locking in multi-decade term or permanent policies. Below: what State Farm does well, where they fit in the market, and how to get a quote from a licensed Minnesota broker who can price them against the other 21 A-rated carriers we work with.
About State Farm
State Farm is one of the largest property & casualty insurers in the US and also offers life insurance through captive agents across the country. It's structured as a mutual — owned by policyholders — and its life products include straightforward term, whole, and universal policies.
What State Farm is best known for
- Term Life
- Whole Life
- Universal Life
Is State Farm right for Rochester families?
Our licensed Minnesota brokers compare State Farm alongside all 22+ A-rated carriers we work with. Whether State Farm prices lowest for your specific situation depends on your age, health profile, tobacco status, and the product type you're after. For context, Rochester's average monthly premium is about $36.3/mo — a useful benchmark to compare any carrier quote against.
Before committing to any carrier, it's worth understanding how State Farm quotes stack up against the rest of the market. Use our comparison tool for product-level side-by-sides, or request a free quote below to see real State Farm rates for your specific profile.